Claiming Compensation for Untraced Drivers
Untraced driver road accidents, or hit and run accidents are one of the most difficult cases for compensation, due to the obvious complication of untraceable driver, which means that the liability is difficult to place, and the compensation amount is difficult to establish. If you have sustained personal injuries, or are involved in a road accident or collision due to an unknown or an untraced driver, then you can file for untraced driver compensation claims in order to claim the due compensation for your loss. The real complication lies in the very fact that the driver for the accident or collision is untraceable, and hence insurance companies do not cover the loss, damage or injury resulting from such cases. The claim can be resolved with the help of Motor Insurance Bureau, commonly known as MIB, which is an independent, government authorized body which offers compensation amounts and benefits to the claimants of uninsured or un-traced motorist compensation. The MIB is funded on a mandatory basis by other insurance companies, somewhere to the tune of 30 pounds per insured person, and hence it does not allow much negotiation while offering the compensation and determines the fairness of the demanded compensation amount by itself, which is why the claimant needs to be careful while estimating the compensation amount. The compensation amount should be realistic, keeping only the financial loss and expenses in consideration, along with the pain and suffering in case of an injury. The claims processed by Motor Insurance Bureau are governed by strict laws and complex procedures which are different from the normal insurance claims, and hence one should be careful while filing for compensation by taking some time to understand the legal definitions and laws governing it, while being mindful of the impending deadlines and complexities. The MIB does not offer a second chance for the claimants, so those who are careless with the deadlines and procedure might stand to lose their opportunity to win the due compensation altogether, and this should be borne by them in mind. Hiring a solicitor is often a wiser option, as they are knowledgeable in the laws and procedural regulations of MIB, and are hence careful about the deadlines and structure of the claim. Also, since they realize that while the claimant is free to determine the compensation amount for the due un-traced driver claims, the compensation sum nevertheless needs to be realistic and not over-ambitious, they help the claimant in determining exact amounts for compensation, so that they are not objectionable to the authorities at MIB. Preserving the documentation receipts, proofs, prescriptions and bills for medicines and property repair helps in establishing the fairness of the compensation amount being claimed. The claims solicitors can also help extend the credibility of your claim by talking to the witnesses present during the accident, and by presenting their witnesses in a logical and authoritative manner. The most important factor to be remembered, however, is that the Motor Insurance Bureau does not include the legal fees in the compensation awarded, and hence all the consultation and legal fee would be deducted from the compensation sum after it has been granted to the claimant. This fact might make it slightly more difficult for the claimant to find a solicitor on a 'no win no fee' basis, especially if the compensation amount is below 1000 pounds. The legal advisor or lawyer would most likely announce his fee in advance, which can be paid by the claimant from the compensation amount awarded. |
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