Claiming Compensation for Whiplash Injuries to the Neck
Whiplash injury is the injury done to the upper cervical column or the spine of a person in a road accident. It is called as a whiplash injury because this damage will be done because of the severe and aggressive pendulum movement that is rendered to the neck in a collision. Accidents happen with a bang. They impair several parts in the human body depending on the type of impact and the positioning of the person's neck, who is a victim of the accident. But, a whiplash injury is a common accident injury which can impair the victim permanently. Neck injuries will damage the ligaments, muscles and in many case the spinal cord as well. Neck injuries result in causing severe financial burden to the victim apart from the trauma caused to the victim and his or her family. Neck injury claims have to be litigated properly. For this the victim needs to file a case in the court with the help of a good injury lawyer who has the experience to handle such cases. The lawyer would then be able to thoroughly analyze your case. He will go through the small print of your accident insurance policy. Insurance policies have something called the 'legal protection cover'. What does this mean? When a victim files a claim case in court of law he or she does so with the aid of an arbiter. Now, the person obviously needs to pay the lawyer for his time. Usually lawyers in UK charge on hourly basis. That is they have a rate for an hour's consultation. When a person claims for injuries like the whiplash injury he needs a lot of dealing with his or her arbiter which results in a huge money. Even after paying so much to a lawyer there is a heavy possibility that the person might lose the case. When he or she loses the case they will be in double trouble. The 'legal protection cover' of the insurance policy that the person has, will bail him or her out in that situation. Thorough this cover the insured person's lawyer will be paid for his services by the insurance company. In certain cases when the third party looses and the person who files the case wins the case, the person needs to pay for the legal charges incurred by the third party as well. The 'legal protection cover' of certain insurance policies will help in paying this money. In many cases there is something called the 'no win no pay' option available to a victim in a claim. In case of a road accident, if the victim's injury expenses cross 1000 pounds he or she will be eligible for claiming for these legal expenses as well. The lawyer who arbiters on behalf of a victim, needs to pay some money for the paper work. Some expenses are also incurred for filing the accident case in the court. These expenses are exempted incase the victim looses the case. If the victim of a neck injury is a minor that is a child below the age of 18 then the parent can file a compensation case on behalf of the victim. Though the compensation amounts might vary slightly the victims with whiplash injuries are eligible for the following amounts in case the accident is a minor accident, causing slight damage to the neck. 1) If the neck injury results in neck pain that lasts for a span of few weeks then the victim is eligible for a compensation of 850 pounds- 2800 pounds. 2) If the neck injury results in severe neck pain that lasts for a couple of years then the victim can get about 2800 pounds to 5000 pounds, on a claim. |
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