Employment Accident Injury Claims: Compensation

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Claims for Accident Injuries Whilst Employed

It is common to get hurt while at work, despite adequate caution exercised by employers and employees there are times when employment related injuries occur. Although any injury can be treated these days, the expenses that come along with an injury can be intimidating for the victim; an employment accident injury claim is considered as a relief to the victim's financial burdens to a certain extent. It is critical to understand what can be called as an employment related injury before applying for a claim, this article attempts to clarify the concept to readers.

What kind of injury can be considered for an employment accident injury claim?

Any injury that takes place while at work and is a result of insufficient training at the job, improper equipment or machinery, an accidental fall or slip while at work, faulty methods of work or negligence of the employer is considered as an employment accident injury. Employers are obliged by the law of UK to have appropriate employer's liability insurance and extend it to employees that fall victim to the above stated situations. Such instances can take place in offices, warehouses, construction sites, factories or even corporate houses. The law of United Kingdom allows employees to claim compensation from the insurance companies and the employers for such accidents, however there are a few steps that must be followed while raising such a claim, they are explained herein:

• The first step is to report any accident, however minor, to the company and record it in the company's accident book. It is mandatory that such a book is maintained by every company that employs more than 10 workers.

• If the injuries are of a serious nature it needs to be reported to the Incident Contact Centre of the Health and Safety Executive (HSE) this is to be done additional to recording it in the company's accident book

• One can claim statutory sick pay if one happens to miss work owing to injuries suffered at the workplace, this can be claimed for up to 28 weeks

• In case a company rejects the claim an employee can take the matter to court and get due settlement

It is not a major concern if a company accepts and sanctions a claim; however in the case that there is a dispute, the person claiming compensation needs to ensure that the following aspects are in place prior to raising the claim before the law:

• Did the injury occur within 3 years of the time of the claim?

• Did the accident or injury take place at a workplace within the geographic borders of the United Kingdom?

• Does the fault of the injury or the responsibility of having caused the injury lie with someone else?

• Are there sufficient evidences to support the claim?

• Has the injury been reported to the company or the concerned authorities?

• Were there any attempts made previously to raise a claim for the said employment accident injury?

Once these questions are answered adequately, one can raise a claim for a work related injury. There are various factors that affect the amount that can be claimed as compensation for such injuries. Aspects such as nature of injury - whether physical, psychological or financial or all three, seriousness of damage caused, expenses that are incurred due to the injury, position of the employee in the company and related claim eligibilities, company's employee insurance policy and so on influence the amount one can claim as compensation.

In conclusion, it is important to ensure personal safety and take due precautions to prevent injuries, it is true that one can always raise a claim to compensate for the damages caused, but like the old adage goes 'prevention is better than cure.'

Other popular articles related to this one include: Employment Accident Injury Claim, Work Accidents Claims Solicitors, Injuries At Work Claim, Injury At Work Lawyers, On the Job Accidents, Work Compensation Claims, Work Injury Claims, and . Please let us know if you find any errors.

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