Claiming Compensation for Whiplash Injuries
Hitting the road can be an intimidating experience for some drivers, especially so for someone who has gone through a whiplash injury. A whiplash injury can be understood as soft tissue damage caused to the neck, in general terms it is a term that describes a rear end collision causing damage to the driver's neck. It is usually identified as an injury to the third or fourth cervical vertebrae in other words C-3 and C-4. The pain resulting from such an injury usually lasts for a couple of days or in some cases for months together depending on the severity of the accident. It is possible to sustain a whiplash injury even from a low impact collision and the damages can be quite lasting if left unattended. The problem with such injuries is that the impact or pain is not normally felt earlier than 12 hours for some patients whereas some feel the impact within minutes of the accident, this makes claiming whiplash injury compensation a tricky task. If one is wondering "how do I claim for whiplash injury compensation" this is the right article to read. Compensation explained: Most cases of whiplash injury tend to heal within a short while and these do not attract a claim. Compensation for a whiplash injury will be given only to those patients who are suffering from severe pain, so much so that it affects their normal activities. Aspects such as medical expenses owing to the injury, loss of pay during the time of treatment and so on will be taken into consideration while deciding the compensation amount. Like most compensations, one may decide to approach an insurance company directly and claim whatever is agreed upon at the time of the registration of the insurance agreement or choose a solicitor to facilitate the compensation process and earn a claim based on the severity or nature of the damage caused. Steps to be followed while claiming for whiplash injury compensation: • Attend to the injury immediately and simultaneously proceed with the claim process, determine the extent of damage caused and get a fair idea of physical, psychological and financial damages that are being suffered • Approach an insurance adjuster or solicitor who specialises in whiplash injury and clearly describe the incident in vivid detail, details of nature of pain and duration of pain are of great importance in a claim such as this • Obtain a doctor's report of the whiplash injury and ensure that the report contains a detailed description of the nature of pain and its predicted consequences • Arrive at the compensation amount and apply for compensation • If denied compensation, one has the right to take the claim to court. However there are plenty of cases that are settled without a trial if all evidences and support materials are in place • File legal reports and proceed with the claim case Amount of compensation: The amount of compensation one can receive through a whiplash injury claim depends on a lot of factors. Different companies have different policies regarding the claim amount; one may receive compensation worth £1000 to £160000 depending on the seriousness of the injury, the intensity of treatment required, duration of experiencing the pain post the whiplash trauma and the soliciting prowess of the solicitor. In conclusion, irrespective of whether one claims whiplash injury compensation with the help of a solicitor or a claims company, it is important to maintain honesty while presenting verbal or written reports of the accident to avoid unnecessary questions and hassles at a later date. |
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